Now live — real-time refund tracking

Always know where you stand with SARS.

No more once-a-year surprise.

See it live
Deduction tagged +R150
Paycheck logged
Your estimate, live Refund
R1,428
Updated just now YTD income R210,000
Did you know?

SARS can charge you up to R16,000 a month for a tax return that's still outstanding.

Sound familiar?

Which one is you?

That's why Ledger exists. Whichever one of these is true for you, here's how it helps.

“I'm too scared to check where I stand with SARS.”

See one live number for what you owe or get back, updated all year.

“I run a business and don't know how to pay myself.”

Compare salary, dividends, and company tax side by side.

“I'm a freelancer and worry I'll miss a provisional tax deadline.”

Get your exact due dates and amounts, with a warning before you're penalised.

“My budget never matches what actually lands in my account.”

Budget against your real take-home pay, not a guess.

Free, no card required. Your strategist uses the toolkit with you, live.

Built for however your income actually arrives

Salaried (PAYE) Sole proprietor Registered company (Pty Ltd) Freelance & side income Multiple income sources
J
“I built Ledger because I only ever thought about tax once a year — right when it was too late to do anything about it. It should feel like checking a bank balance, not opening a filing cabinet.”
— Joshua, building Ledger
Inside the toolkit

One number, four places it comes from

Budget, tax, deductions, and long-term goals all feed the same live estimate — touch one, and the number moves.

How it works

Three steps, then it runs itself

01

Add your income

Salary, sole prop income, side gigs — however it arrives, however often.

02

Tag what's deductible

A few seconds per expense. Ledger remembers it every year after.

03

Watch your number move

Refund or amount owed, live, updated all year — not just at filing season.

Pricing

Start with a real conversation, not a paywall.

Every plan starts with a free strategy call — your strategist uses the toolkit with you to see exactly where you stand before you pay for anything.

Free
R0
    Core
    R99.90/mo
      Most hands-on
      Premium
      R399/mo
        FAQ

        Before you ask

        Provisional taxpayers

        Get reminded before 31 August and 28 February.

        Two emails a year, timed to the actual SARS deadlines — nothing else.

        Stop meeting your taxes once a year.

        Book a free strategy call — no bank account required, no card on file.