Now live — real-time refund tracking

Always know where you stand with SARS.

No more once-a-year surprise.

See it live
Deduction tagged +R150
Paycheck logged
Your estimate, live Refund
R1,428
Updated just now YTD income R210,000
Did you know?

SARS can charge you up to R16,000 a month for a tax return that's still outstanding.

Sound familiar?

Which one is you?

That's why Ledger exists. Whichever one of these is true for you, here's how it helps.

“I'm too scared to check where I stand with SARS.”

See one live number for what you owe or get back, updated all year.

“I run a business and don't know how to pay myself.”

Compare salary, dividends, and company tax side by side.

“I'm a freelancer and worry I'll miss a provisional tax deadline.”

Get your exact due dates and amounts, with a warning before you're penalised.

“My budget never matches what actually lands in my account.”

Budget against your real take-home pay, not a guess.

Free, no card required. Your strategist uses the toolkit with you, live.

Built for however your income actually arrives

Salaried (PAYE) Sole proprietor Registered company (Pty Ltd) Freelance & side income Multiple income sources
Free, right now

Two templates to start today

No signup to the full toolkit needed — just your email, and they're yours.

📋

Expense & Deduction Tracker

A ready-to-use spreadsheet with SA-specific deductible categories built in, so nothing gets missed.

Accountant Handoff Checklist

Exactly what to gather before filing — split by salaried, sole prop, freelance, and director.

Free forever. We'll email you the links.

Inside the toolkit

One number, four places it comes from

Budget, tax, deductions, and long-term goals all feed the same live estimate — touch one, and the number moves.

How it works

Three steps, then it runs itself

Here's exactly what each step looks like inside the toolkit.

01

Add your income

Salary, sole prop income, side gigs — however it arrives, however often.

How you're taxedSole proprietor
Annual incomeR420,000
02

Tag what's deductible

A few seconds per expense. Ledger remembers it every year after.

Home office✓ Tagged
Retirement annuity✓ Tagged
03

Watch your number move

Refund or amount owed, live, updated all year — not just at filing season.

Your estimate, live R1,428
Pricing

Start with a real conversation, not a paywall.

Every plan starts with a free strategy call — your strategist uses the toolkit with you to see exactly where you stand before you pay for anything.

Free
R0
    Core
    R99.90/mo
      Most hands-on
      Premium
      R399/mo

        Curious what the webinars actually cover? See upcoming topics →

        FAQ

        Before you ask

        Stop meeting your taxes once a year.

        Book a free call — no bank account required, no card on file.